Bankruptcy in Queens and Brooklyn: Rebuild Your Credit Score
At the law office of Allan R. Bloomfield, we understand that financial hardships can be a burden. That's why we are dedicated to helping individuals in Chapter 7 and Chapter 13 bankruptcy. We are located in Queens, New York, and we assist people throughout the surrounding New York City areas.
Our principal lawyer, Allan R. Bloomfield, began his legal career more than 30 years ago. He is knowledgeable of the law and committed to helping individuals get a fresh financial start. When you work with attorney Bloomfield, you will receive highly individualized services and straightforward answers. He always keeps your interests first.
Contact us today. We offer free initial consultations. Call 718-544-0500.
Getting the Facts From Our Queens Bankruptcy Myths Attorney
- Myth: I will never be able to rebuild my credit if I file for bankruptcy.
Reality: As soon as you file bankruptcy, you will begin to rebuild your credit score. Within months, you may even receive credit card offers in the mail. - Myth: If I file bankruptcy, it will be too hard for me to ever get a home or car loan again. Reality: Within a few years, you will likely be able to get a home and car loan.
- Myth: I will lose everything I own if I file bankruptcy.
Reality: Many times, people keep all of their personal belongings after filing for bankruptcy. An experienced attorney can help you evaluate your situation and help protect your assets. - Myth: My pension and retirement fund will be drained after I file bankruptcy.
Reality: Any government payments are considered safe assets in a bankruptcy. This means they cannot be touched. - Myth: If I file for bankruptcy, all of my friends and family will know.
Reality: Bankruptcy information is public, but it is likely that the only people who will know you have filed are you, your attorney and creditors. This information is typically never printed in a local paper. - Myth: If I am married, both my spouse and I have to file bankruptcy.
Reality: One spouse can file, and it will not hurt the other spouse's credit. You certainly have the option to file together as well. - Myth: I can only file bankruptcy once in my lifetime.
Reality: You can file Chapter 7 every eight years and Chapter 13 every four years.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
